REFINANCE YOUR LOAN
We are more than just home loans.
We aim to simplify the finance process of achieving the Australian Dream.
We are more than just home loans, we support real people with real goals.
Clarity and control for
every part of your journey
Get a clear, structured view of your options — from calculating your borrowing power to deep property insights and expert advice.
Borrowing Power Calculator
Understand your financial capacity instantly. Calculate your borrowing power, estimated repayments, and stamp duty in seconds.
Property Insight Report
Get detailed insights into any property. Access estimated valuations, historical sales data, and suburb performance metrics.
Book An Appointment
Speak with our mortgage experts to tailor a financial solution that aligns perfectly with your property goals.
What does the application
process look like?
We've simplified the journey to make achieving your financial goals as smooth and stress-free as possible.
Get StartedLet's Talk Goals
Tell us about your plans — whether you are buying, refinancing, or just exploring. We then assign you a broker who understands your needs.
Get Prepped & Pre-Approved
We assist in gathering documents, assessing your situation, and identifying suitable lenders. Our expert team supports you every step of the way.
Secure Your Loan & Settle In
After selecting the appropriate loan, we manage all paperwork and liaise directly with the lender. You can focus on moving while we take care of the rest.
WHY CHOOSE OCTO
FINANCE GROUP?
We've been in your shoes—our approach is grounded in real experience.
Discover moreOur Services
We provide tailored financial solutions to help you achieve your property and business goals.
Book an Appointment
Buying a Home
Whether you're a first home buyer or upgrading, we guide you through the entire process to secure the right loan for your dream home.
Asset Finance
Finance for vehicles, equipment, and machinery to help your business grow without tying up capital.
Investment Loans
Strategic financing solutions to help you build and expand your property investment portfolio.
Refinancing
Review and restructure your current loans to secure better rates, reduce repayments, or access equity.
SMSF Loans
Specialized lending solutions for Self-Managed Super Funds to invest in residential or commercial property.
Low Doc Loans
Flexible financing options tailored for self-employed individuals and business owners with alternative income verification.
Bridging Finance
Short-term funding solutions to bridge the gap between buying your new property and selling your existing one.
Commercial Loans
Tailored commercial property and business finance solutions to support your enterprise's growth and operational needs.
Development Finance
Comprehensive funding for property development projects, from multi-unit residential to commercial constructions.
Business Loans
Flexible working capital and business expansion loans designed to keep your business moving forward.
Free Financial Tools
Take the guesswork out of your property journey. Use our suite of free calculators to estimate repayments, borrowing capacity, and more.
Plan your repayments
Calculate your estimated monthly mortgage repayments. See exactly how much you'll need to set aside and explore different scenarios to find a repayment plan that fits your lifestyle.
Know your borrowing power
Find out exactly how much you can afford to borrow. Enter your income and expenses to get a clear picture of your maximum borrowing capacity before you start house hunting.
Borrowing Power
Know in seconds
Maximum Borrowing Capacity
Calculate your stamp duty
Estimate the stamp duty costs for your property purchase. Avoid any surprises by calculating the exact government fees and charges associated with buying your new home.
Save by refinancing
See if refinancing your current loan could save you money. Compare your current interest rate with new options to discover how much you could save on your monthly repayments.
Refinance
Compare & Save
Estimated Savings
Discover your purchasing power
Determine your total purchasing power in the current market. Combine your deposit and borrowing capacity to understand exactly what price range you should be looking at.
What our clients say about us
MUST-READ MORTGAGE
AND FINANCING ARTICLES
Bridging Loans in Australia: How to Buy Before You Sell
Home Loan Pre-Approval in Australia: Why It's Your Secret Weapon
What Does Your Credit Score Mean for Your Home Loan?
